Debt DefenderStop Debt Collectors in Their Tracks
AI-powered dispute letters that demand verification and protect your rights under the Fair Debt Collection Practices Act.
Everything You Need to Fight Back
Powerful tools that make debt disputes simple, fast, and effective.
AI-Powered Extraction
Upload your collection letter and our AI instantly extracts creditor names, amounts, and reference numbers.
Ready in 5 Minutes
Generate a legally-compliant dispute letter faster than scheduling a consultation with an attorney.
Privacy First
Your documents are processed securely and never stored permanently on our servers.
FDCPA Compliant
Every letter follows Fair Debt Collection Practices Act guidelines to protect your rights.
Multiple Debt Types
Works for medical bills, credit cards, auto loans, personal loans, utilities, and more.
Instant PDF Export
Download your professional letter immediately as a PDF, ready to print and mail.
How It Works
Generate your dispute letter in just five simple steps.
Select Your Debt Type
Choose from medical, credit card, auto loan, or other debt categories.
Upload Your Letter
Take a photo or upload the collection notice you received.
AI Extracts Details
Our AI reads the letter and pulls out key information automatically.
Review & Edit
Verify the extracted data and make any corrections needed.
Download & Send
Get your professional dispute letter as a PDF, ready to mail.
Simple, Transparent Pricing
Start with your first letter free. Upgrade for unlimited access to protect your rights.
Monthly
Perfect for occasional disputes
- Unlimited dispute letters
- All debt types supported
- AI-powered extraction
- Professional PDF export
- Email support
Yearly
Best value for ongoing protection
$4.99/month effective
- Unlimited dispute letters
- All debt types supported
- AI-powered extraction
- Professional PDF export
- Priority support
First letter free - no credit card required
Frequently Asked Questions
Got questions? We've got answers.
A debt validation letter is a formal request you send to a debt collector requiring them to prove they have the legal right to collect the debt and that the amount is accurate. Under the FDCPA, collectors must respond within 30 days or cease collection activities.
Ready to Fight Back?
Generate your free FDCPA-compliant dispute letter in minutes and take control of your debt situation.
Join thousands who've taken control of their debt situation.